Max 401k Contribution 2024 Including Employer Match. Find out the irs limit on how much you and your employer can contribute to your 401(k) retirement savings account in 2023 and 2024. $19,500 in 2020 and 2021 and $19,000 in 2019), plus $7,500 in 2023;.

Employer matches don’t count toward this limit and can be quite generous. If you contribute, say, $23,000 toward your 401(k) in 2024 and your employer adds $5,000, you’re still within the irs limits.